WELCOME HOME

Find Your Perfect
Mortgage with Us

Whether you’re buying your first home, refinancing, or building a real estate portfolio, we offer mortgage solutions designed to meet your needs.

Personalized mortgage guidance

Fast, flexible approvals

Programs for all credit types

ABOUT ME

Find the most suitable mortgage for your ideal property

With over 32 years of experience in the mortgage industry, I hold an MBA in Real Estate from Redding University. My expertise extends to underwriting FHA and Conventional loans, and I am dedicated to working directly with customers, guiding them through the loan application process. Whether you’re a first-time buyer, upgrading to your dream home, purchasing a second property, investing, or refinancing, rest assured, I have the knowledge and experience to assist you every step of the way.

Almost three years ago, I opened Dragon Mortgage, a testament to my commitment to providing top-notch service and expertise to my clients.

Originally from Punxsutawney, PA, I now call Gibbsboro, NJ, home, where I live with my wife and two daughters.

Years Of Experience
0

John S Ritz

CEO At Dragon Mortgage

Mortgage Loan Options

Whether you’re a first-time homebuyer, seasoned investor, or self-employed entrepreneur, we offer the right mortgage solution for your financial goals. Explore our full range of loan programs below:

Conventional Loans

Competitive rates and flexible terms for qualified buyers.

VA & FHA Loans – Down to a 500 Credit Score

We work with borrowers others turn away.

USDA Loans

100% financing for eligible rural and suburban homebuyers.

Bank Statement Loans

Self-employed? No tax returns needed.

1099 Income Loans

Independent contractors and gig workers

Reverse Mortgages

Unlock home equity and gain financial freedom in retirement.

TESTIMONIALS

What People Say About Our Company

Alyssa

“As a first-time buyer, I was overwhelmed by the process—but John's team broke it all down step by step. They found the perfect FHA loan for me, even with my limited credit. I closed in less than 30 days!”

Jason

“Traditional banks gave me the runaround because I’m self-employed. But with their bank statement loan program, I was approved quickly without needing tax returns"

Tasha

“I didn’t think I could qualify for anything, but they worked with my situation and helped me secure an FHA loan with just 3.5% down. They truly care and fight for their clients.”